Social SecurityDetermining this best time to commence Social Security benefits can be a chore for individuals and advisors alike to figure out. But Annuity Ace is please to offer its readers and customers a FREE social security analysis report from Social Security Solutions. Rather than guesstimate benefits, I purchased a professional license to this excellent analysis tool and have already helped many new clients devise a strategy for Social Security in conjunction with their Annuity purchases.

What few people appreciate is that Social Security is a truly inflation protected annuity income stream. It’s tied to the CPI index, and while in recent years this index has not offered increases to payouts, it does have that potential for the future. Insurance companies don’t take that exposure, and at best offer 3% or 4% cost of living adjustments.

Therefore, waiting to take your SSI benefits till later gives you a larger starting point to bump up from in inflation adjustments. It often makes sense to delay the start of benefits for this reason alone.

Give me a call or hit the ‘contact us’ link to get your free Social Security Analysis report- you’d pay $145 for it through the source, or you can get it for free from me.

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“For all time periods and for all portfolios, the addition of the annuity leads to a decline in the portfolio failure rates.”

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